
I hate that I’ve become so needy with my wants. I eat McDonald’s everyday, yet complain about my weight. I go shopping, yet complain about my credit card bill. I say I want financial freedom, yet still waste money. So what am I going to do about it? Get proactive. No seriously this time. I have no choice! My future depends on it. So that’s going to be my goal. Let me back up. I got denied for a student loan, because my credit wasn’t up to par. So now I’m on a mission to get my credit up, so the next time I apply for one I don’t need a cosigner. But back to the matter at hand. I have to be a frugalista (person who leads a frugal lifestyle). This means that my state of mind has to be something like this:
How to be a Frugalista:
by Tiffaney Danielle
1. Set a budget for the week. The budget should include money for all NECESSITIES. Even spending $1 will set you back. Did you really need that back of gum?
2. Brown bag it. Do you really have to eat out everytime your lunch break comes? Save time and money by bringing food from home. You won’t have to waste time and money ordering out.
3. Buy a water filter. No only will you be saving money, but you will also be helping the environment. Did I mention that your back will thank you? No more lugging that case of water from shelf to cart to car to porch (because everyone puts it down once they reach the steps) to fridge. Trust me when I say it’s a sound investment.
4. Clip coupons. I know it might seem a little grandma-ish, but it really helps. Clipping coupons is really easy, just don’t start clipping coupons for things you don’t usually buy. But once you get the hang of the whole process you’ll be fine. You’ll even find yourself excited for the Sunday newspaper to hit your door. But, If you can’t wait that long you can always find coupons online.
5. Do your own hair. The beauty supply stores, Walmart, Target, your local supermark, and even TJ Maxx carry everything that the stylists will use on your hair right? So why not save time, money, and gas?
6. SALE SALE SALE. If you love to shop buy everything on sale. Every store has a clearance section, and there will always be some great finds. So just look a little harder next time.
xoxo TiffaneyDanielle